When procuring workers’ compensation for your client, there will be cases where not everyone on the company payroll needs coverage. In other words, those employees (or non-employees) are “exempt” from workers’ comp. Understanding workers’ comp exemptions can help your...
Workers' comp limits and what they mean—for workers' and employers Your workers' compensation policy is so much more than a mandatory insurance product. It protects your workers in the event of an injury or illness, and simultaneously wraps around your business—paying...
Roofing Insurance: Workers' Compensation The roofing industry is one of the riskiest out there—and the high cost of roofing workers' comp insurance proves it. From working at extraordinary heights to traversing sharp slopes and angles, roofing is no walk in the...
American businesses have confronted challenging market factors including the pandemic, a housing surge, a tight labor market, and increasing material costs. These macroeconomic factors can directly impact worker safety and wellbeing, making it more important than ever...
Now that 2023 is in the rearview mirror, I pause to reflect on Foresight’s accomplishments. The past 12 months saw our team and broker partners deliver measurable safety results for our policyholders, grow our book of business, and expand to new states through a...
As record-setting heat waves stretch across the US and the globe, it is impossible to ignore the impact on millions of workers. Many at risk of heat injury work in professions that already present higher hazards—such as agribusiness and construction. Not only can high...
As we look back on the first half of the year, I am amazed at all the Foresight team and partners accomplished. For many companies, 2023 has not been without its challenges, yet as we sail into the back half, the wind is at our backs. Our Mission Foresight’s mission...
It’s nearly impossible for a worker to pick produce that grows on the ground, such as strawberries, without stooping or squatting. Consider the repetitive nature of the motions required to pick numerous berries in an hour, day, and week and it can quite literally...
The insurance industry has long been looked to with an expectation of prescience in managing and helping mitigate risk. When it comes to assisting in loss prevention, reducing or eliminating claim costs, and ascertaining market conditions—as an industry, we’ve spent...
The deadly California storms and subsequent flooding have brought to light the importance of arborists—not just during times of emergency, but year-round. The West Coast storms, which have claimed the lives of 19 people at the time of this writing, have swept away...
2022 achievements broaden Foresight’s horizons for 2023 in exciting ways By David Fontain, CEO, and Co-Founder Foresight Insurance In creating Foresight, my co-founder Peter Grant and I set out with a fundamental belief that high-risk workplaces can be made safer and...
Are you missing out on sales by being too broad? It's time to niche down in order to bring your sales numbers up. One of the top reasons for missing out on sales is being too broad. When you define your true customer, are you saying, “Everyone”? Well, in this day...