Workers’ Comp Insurance

Getting more workers home safe

Female Construction Worker

Double-digit claims reduction

Reducing claims frequency by a leading 17% on average.*

*17% average claims frequency reduction based on August 2023 actuarial study

Safesite included with your policy

Dedicated safety coaching & risk management platform included with every Foresight policy.

Appetite for 400+ class codes

Including safety-critical industries across all 50 states and the District of Columbia. 

Data-Driven

Data-driven pricing

Leveraging data from our proprietary safety tech and external sources to competitively price accounts.

Faster turnaround times

Streamlined, insurtech alternative approach to antiquated insurance handling of underwriting and claims.

AM Best

Excellent AM Best rating

Our policies are written on paper rated A XV by AM Best.†

†Policies are underwritten by QBE Insurance Company, Praetorian Insurance Company and North Point Insurance Company. As of October 27, 2023, these entities are rated A for Financial Strength. More information on QBE financials can be found on https://www.qbe.com/us/about-qbe/financial-reports. For latest ratings, access www.ambest.com.

We see claims differently

If an incident does occur, Foresight’s platform streamlines the process and helps stakeholders investigate and resolve the event quickly. Our 100% digital process makes submissions fast and easy.

Powered by Safesite

Using Safesite, our clients drive up safety culture while lowering their claims frequency by 17% on average* and reducing business costs. When claims do happen, cause of loss data feeds future Safesite company campaigns, helping reduce claims for the future.

*17% average claims frequency reduction based on August 2023 actuarial study

Insurance customized for your business

Foresight has an appetite for 400+ class codes, including safety-forward industries, with authorization in all 50 states (and DC).

Construction

 

Manufacturing

 

Agriculture

 

Landscaping

 

Industry successes

Apparel Icon

Apparel manufacturer - $14M payroll

10% Incident Frequency Reduction

Apparel Icon

Mid-sized ag contractor - $10.18M payroll

10% Incident Frequency Reduction

Apparel Icon

Framing company - $5.6M payroll

30% Incident Frequency Reduction

AM Best

Bindery - $5.2M payroll

40% Incident Frequency Reduction

Roofing

Roofing company - $4.5M payroll

Safety incidents stayed at a steady, low rate

Ready to work with us?

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