Privacy Policy

Last revised September 15, 2023

Thanks for taking the time to learn about Foresight’s privacy policy and data collection practices. We understand that the legal jargon can be a lot to digest, so feel free to contact us if you have any questions.

Introduction and scope
Categories of information we collect
Use of personal information
Sharing personal information
Disclosures of personal information
Your rights and choices
How we protect information
Cookies and other tracking mechanisms
Children’s privacy
International users
Changes to our privacy statement
Contact information

Introduction and scope

BY VISITING OUR WEBSITE, YOU ACKNOWLEDGE THE PRACTICES SET FORTH IN THIS PRIVACY STATEMENT AND OUR COOKIES POLICY.

The terms “Foresight,” “we,” “us,” or “our” mean Foresight Group, Inc., a Delaware Corporation, as well as its legal subsidiaries including, Insurtech Inc., which does business as Foresight Risk and Insurance Services and Safesite Solutions, Inc. The terms “you” and “user” shall mean you, users of our Services, and any entity or organization you or such users shall represent. The term “Services” means, collectively, our websites, applications, platforms, widgets, information, email notifications and other mediums, or portions of such mediums, through which you have accessed this Privacy Statement.

This Privacy Statement applies to information collected by, from or about you by Foresight through our Services. Your use of the Services, including any dispute concerning privacy, is subject to this Privacy Statement and our Terms of Use. If you do not agree to the terms set forth in this Privacy Statement, you should not access our Services.

Please Note: This Privacy Statement does not apply to information we process on behalf of our business customers. If you have questions regarding our customers’ (including your employer’s) use of your Personal Information, please review the privacy policies and statements of the business with whom you have a primary relationship or reach out to them directly. We will assist our customers with any requests relating to Personal Information that we process on their behalf.

Categories of information we collect

Foresight collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“Personal Information”). In particular, Foresight may collect the following categories of Personal Information:

Identifiers, such as real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, or other similar identifiers
A person’s signature, state identification card number, physical characteristics or description, insurance policy number, education, employment or employment history, bank account number, credit card number, debit card number, or any other financial information, or medical information or health insurance information
Commercial information, including records of personal property and purchasing habits
Professional or employment-related information
Biometric information, including genetic, physiological, behavioral, and biological characteristics or activity patterns from which organizations can extract a template or other identifier or identifying information
Internet or other similar network activity
Inferences drawn from other Personal Information to create consumer profiles
Geolocation data
Characteristics of protected classifications under state or federal law, like race, national origin, religion, gender, or sexual orientation

Foresight may obtain the categories of Personal Information listed above from the following categories of sources:

Directly from you. For example, from forms you complete or products and services you purchase
Indirectly from you. For example, from observing your actions on our website, specifically, and on the internet, generally
Third-party data vendors

Use of personal information

We may use or disclose the Personal Information we collect for one or more of the following purposes:

For conducting the business of insurance, including policy and/or claims activities
To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to request a quote or ask a question about our products or services, we will use that Personal Information to respond to your inquiry
To personalize your experience
To improve our website
To improve customer service
To improve marketing content
To send periodic e-mails or other electronic communications
To inform you of our products and services
To help develop new and improved products and services
To send standard mail when a mailing address is submitted by you
To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations
To protect our and others’ rights and interests
To assess and implement mergers, acquisitions, reorganizations, bankruptcies, and other business transactions such as financings, and to administer our business, accounting, auditing, compliance, recordkeeping, and legal functions.

Foresight may disclose your Personal Information to others for a business purpose.

We may share your Personal Information with the following categories of third parties:

Insurance agents
Service providers
Our customers
Regulators
Law enforcement
Auditors
Legal and financial advisors and consultants

Disclosures of personal information

Foresight may disclose the following categories of Personal Information for the purposes indicated above under Use of personal information:

Identifiers, such as real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, or other similar identifiers;
A person’s signature, state identification card number, physical characteristics or description, insurance policy number, education, employment or employment history, bank account number, credit card number, debit card number, or any other financial information, or medical information or health insurance information;
Commercial information, including records of personal property and purchasing habits;
Professional or employment-related information;
Biometric information, including genetic, physiological, behavioral, and biological characteristics or activity patterns from which organizations can extract a template or other identifier or identifying information;
Internet or other similar network activity;
Inferences drawn from other Personal Information to create consume profiles;
Geolocation data; and
Characteristics of protected classifications under state or federal law, like race, national origin, religion, gender, or sexual orientation.

Your rights and choices

Depending on your state of residence, you may have specific rights regarding your Personal Information:

Access to specific information and data portability

You may have the right to request, in accordance with applicable law, that Foresight disclose certain information to you about our collection and use of your Personal Information.

Deletion requests

You may have the right to request, in accordance with applicable law, that Foresight delete the Personal Information that we collected from you and retained, subject to certain exceptions.

Access, data portability, and deletion requests

To make a request please contact us at either:

800-965-3012
privacy@getforesight.com

Only you, or someone legally authorized to act on your behalf, may make a request related to your Personal Information. You may also make a request on behalf of your minor child. The request must:

Provide sufficient information that allows us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it

We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you.

We will only use Personal Information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

Response timing and format

We will make every effort to respond to a request within forty-five (45) days of its receipt. If we require more time, we will inform you of the reason and extension period in writing.

Non-discrimination

We will not discriminate against you for exercising any of your privacy rights.

How we protect information

We have implemented security measures intended to protect against loss, misuse and alteration of the information under our control. We use commercially reasonable efforts to protect the security of your Personal Information. No method of transmission over the internet or method of electronic storage is 100% secure, however. Therefore, we cannot guarantee its security.

Cookies and other tracking mechanisms

We and our providers use cookies, pixel tags, and other similar tracking mechanisms to automatically collect information about browsing activity, type of device, and similar information within our Services. We use this information to, for example, analyze and understand how you access, use, and interact with us through our Services, to identify and resolve bugs and errors in our Services, to assess, secure, protect, optimize, and improve the performance of our Services, for marketing and advertising purposes, analytics purposes, and to personalize content in our Services. We may also aggregate such information to analyze trends, administer our Services, and gather broad demographic information.

Cookies. “Cookies” are alphanumeric identifiers we transfer to your device’s hard drive through your web browser for tracking purposes. Some cookies allow us to make it easier for you to navigate our Services, while others are used to enable a faster log-in process, support the security and performance of the Services, or allow us to track activity and usage data within the Services.

Pixel Tags. Pixel tags (sometime called web beacons or clear GIFs) are tiny graphics with a unique identifier, similar in function to cookies. While cookies are stored locally on your device, pixel tags are embedded invisibly within web pages and online content. We may use these, in connection with our Services to, among other things, track the activities of users, and help us manage content and compile usage statistics. We may also use these in our emails to let us know when they have been opened or forwarded, so we can track response rates and gauge the effectiveness of our communications.

Third Party Analytics. We use third party tools, such as Google Analytics, which are operated by third party companies, to evaluate usage of our Site and Services. These third-party analytics companies use cookies, pixels, and other tracking technologies to collect usage data about our Services to provide us with reports and metrics that help us evaluate usage of our Services, improve our Site, and enhance performance and user experiences. To learn more about Google’s privacy practices, please review the Google Privacy Policy at https://www.google.com/policies/privacy/partners/. You can also download the Google Analytics Opt-out Browser Add-on to prevent your data from being used by Google Analytics at https://tools.google.com/dlpage/gaoptout.

Cross-Device Tracking. We and our providers may use the information we collect about you within our Services and on other third-party websites and services to help us and these third parties identify other devices that you use (e.g., a mobile phone, tablet, other computer, etc.) to interact or engage with us or the Services.

Third-Party Advertising. We work with third-party ad networks, analytics, marketing partners, and others (“third-party ad companies”) to personalize content and display advertising within our Services, as well as to manage our advertising on third-party sites. We and these third-party ad companies may use cookies, pixels tags, and other tools to collect browsing and activity information within our Services (as well as on third-party sites and services), as well as IP address, unique ID, cookie and advertising IDs, and other online identifiers. We and these third-party ad companies use this information to provide you more relevant ads and content within our Services and on third-party sites, and to evaluate the success of such ads and content.

Do Not Track. Currently, our Site and Services do not recognize “Do-Not-Track” requests. You may, however, disable certain tracking as discussed below (e.g., by disabling cookies).

Children’s privacy

Foresight understands the importance of protecting the privacy of children. Our Website is not designed for or directed at children under 18 years of age, and we do not knowingly collect Personal Information from children on our Website. If we learn we have collected or received Personal Information from a child under 18 without verification of parental consent, we will delete that information immediately. If you believe we might have any information from or about a child under 18, please contact us at the postal or email address listed in this Privacy Policy.

International users

This website is not intended for use by users located outside of the United States.

Changes to our privacy statement

Foresight reserves the right to amend this Privacy Statement at our discretion and at any time. When we make changes to this Privacy Statement, we will post the updated statement on the website and update the statement’s effective date. Your continued use of our website following the posting of changes constitutes your acknowledgment of such changes.

Contact information

If you have any questions or comments about this Privacy Statement, the ways in which Foresight collects and uses your information, your choices and rights regarding such use, or wish to exercise any rights you may have, please do not hesitate to contact us at:

Phone: 800-965-3012

Website: www.getforesight.com

Email: hello@getforesight.com

Postal Address:
Foresight Group, Inc.
Attn: Privacy Compliance
785 Market Street, Suite 600
San Francisco, CA 94103