In the last year, American businesses have confronted challenging market factors including the pandemic, a housing surge, a tight labor market, and increasing material costs. These macroeconomic factors can directly impact worker safety and wellbeing, making it more...
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News, resources, and industry trends
Bad Posture a Growing Problem for Agribusiness
Agriculture, Farm Labor, Risk, Safety
It’s nearly impossible for a worker to pick produce that grows on the ground, such as strawberries, without stooping or squatting. Consider the repetitive nature of the motions required to pick numerous berries in an hour, day, and week and it can quite literally...
2023: a year to leverage the power of tech-enabled insurers
The insurance industry has long been looked to with an expectation of prescience in managing and helping mitigate risk. When it comes to assisting in loss prevention, reducing or eliminating claim costs, and ascertaining market conditions—as an industry, we’ve spent...
California weather crisis illustrates importance of arborists
The deadly California storms and subsequent flooding have brought to light the importance of arborists—not just during times of emergency, but year-round. The West Coast storms, which have claimed the lives of 19 people at the time of this writing, have swept away...
Foresight’s year-end achievements broaden horizons for 2023
2022 achievements broaden Foresight’s horizons for 2023 in exciting ways By David Fontain, CEO, and Co-Founder Foresight Insurance In creating Foresight, my co-founder Peter Grant and I set out with a fundamental belief that high-risk workplaces can be made safer and...
How Long Can a Workers’ Comp Claim Stay Open?
The workers’ compensation claim process isn’t straightforward. Each state has different workers’ compensation laws that affect the process. One question insureds often ask is, “how long can workers’ comp claims stay open?” When a work-related injury happens, the...
Where and when to look for a workers’ comp exemption
When procuring workers’ compensation for your client, there will be cases where not everyone on the company payroll needs coverage. In other words, those employees (or non-employees) are “exempt” from workers’ comp. Understanding workers’ comp exemptions can help your...
What Are Workers’ Comp Limits?
Laws & Regulations, Workers' Comp 101
Workers' comp limits and what they mean—for workers' and employers Your workers' compensation policy is so much more than a mandatory insurance product. It protects your workers in the event of an injury or illness, and simultaneously wraps around your business—paying...
Niche Down to Bring Sales Up
Business Growth, Sales & Productivity
Are you missing out on sales by being too broad? It's time to niche down in order to bring your sales numbers up. One of the top reasons for missing out on sales is being too broad. When you define your true customer, are you saying, “Everyone”? Well, in this day...
Workers’ Compensation for Construction Contractors
Construction contractors need many types of insurance. And one of the most important policies is workers’ compensation insurance. For builders like you, workers' compensation coverage protects what’s most important in your business: your employees. In a...
7 Ways to Generate Roofing Leads
7 Most Effective Ways to Generate Quality Roofing Leads in 2022 Including How to Get Roofing Leads from Insurance Companies! Competition among roofing contractors is higher than ever. In such a competitive marketplace, it can seem like every roofing business is...
Types of Insurance for Home Builders
Types of Insurance for Home Builders In a high-hazard industry like construction, insurance for home builders is just as necessary as the tools used on a job site. Builders are exposed to an enormous amount of risk. Injuries can happen, equipment may be...