EMployers
A game-changing approach to workers’ comp
Reduce claims, drive down costs and get more workers home safe
Double-digit claims reduction
Specializing in core industries
Safesite included with your policy
No-cost safety coaching and in-the-field technology are included with every Foresight policy from day one, helping you proactively mitigate risks.
Data-driven pricing
Experienced underwriters leverage data from our proprietary safety tech and external sources to competitively price accounts.
Proven to drive down business costs and reduce claims
%
Reduction in claims frequency*
%
Reduction in workplace incidents
*17% average claims frequency reduction based on August 2023 actuarial study
Going beyond the Ex Mod
The three-year ex-mod rating period can hurt businesses by punishing them for mistakes long after they’ve been rectified. Foresight goes beyond the Ex Mod to award additional safety credits using a machine learning-based Safesite Score that predicts risk based on real-time safety engagement.
Powered by Safesite
Foresight is powered by Safesite, the most innovative safety app and virtual consulting service available in workers’ compensation insurance today. Through Safesite, Foresight’s policyholders experience an average 17% claims frequency reduction, customized safety planning, and a holistic approach to improved safety engagement and loss reduction.
Customized insurance for your business
Foresight has an appetite for 400+ class codes, including safety-forward industries, with authorization in all 50 states (and DC).
Construction
Manufacturing
Agriculture
Landscaping
Industry successes
Apparel manufacturer - $14M payroll
10% Incident Frequency Reduction
Mid-sized ag contractor - $10.18M payroll
10% Incident Frequency Reduction
Framing company - $5.6M payroll
30% Incident Frequency Reduction
Bindery - $5.2M payroll
40% Incident Frequency Reduction
Roofing company - $4.5M payroll
Safety incidents stayed at a steady, low rate