By Emilio Figueroa, Chief Insurance Officer, Foresight As Foresight recently highlighted right here on our blog, Arborists and Tree Care Professionals are busier than ever, and “busy season” is now 365-day-a-year event. A mentality of “work hard and fast” is common....
One of your client's employees sustained an injury on the job and is going to miss three months of work as she recovers and rehabilitates. You can tell your client is very concerned about her well-being, the morale of her teammates, and how her absence impacts their...
The frequency with which ergonomic injuries happen is an unwelcome surprise for many hardworking professionals and business owners alike. In addition to the pain and suffering they can cause, ergonomic injuries drive up insurance costs and create excessive lost time...
Talking safety can look like an alphabet soup of acronyms. You know about OSHA, but there’s a whole library of safety terms and jargon that industry professionals use. When meeting with your workers compensation clients, you’re likely to hear a few unfamiliar...
In the legacy workers compensation system, the onus for worker safety fell squarely on the shoulders of health and safety personnel. Although innovations like risk management software and wearables have helped improve cross-team communication and foster more...
No matter where they are or what they do, there’s one thing that all your clients know for sure: there’s no running from OSHA. Failure to comply with state and federal OSHA standards comes with a hefty price tag and an even bigger headache. So it’s no surprise that...
Your client put together a COVID-19 plan for minimizing spread within their workforce. But does their plan account for touch points along the supply chain? If not, they could have serious vulnerabilities. COVID-19 is not your typical risk: it’s invisible, comes with a...
$41,003. That was the average cost of a workers comp injury in 2018. For more serious injuries, it was even higher. Let’s say your client has five workers comp related injuries in one year at the average cost. That’s $205,015. If your client has a high...
In mid-September, two cranes collided at an east Austin TX construction site with devastating results. The accident sent 16 people to the hospital and injured 22 people overall. Assuming the contractor held workers compensation coverage, their broker may now be...
The engineering and construction industry keenly feel the uncertainty caused by COVID-19. As essential workers in an industry particularly vulnerable to the threat of economic recession, your construction clients must navigate the uncertainty and incredible risk that...
Workplaces are far safer now than they were even a few decades ago. Still, the Bureau of Labor Statistics says there are 3.1 workers comp claims filed for every 100 full-time employees. Know the stats behind workers comp claims to identify trends, make informed...
Most companies want to maintain a safe environment, but many have trouble seeing beyond their existing practices — even when those practices fail to produce a meaningful reduction in losses. As an independent agent, you can play a pivotal role in influencing your...