Agriculture is virtually unrecognizable compared to fifty years ago. In 1962, a single farmer fed 25.8 people. The same farmer now feeds 155 people — and they do it on fewer acres thanks to changes in technologies generally and rapid improvements in crop management....
Breena
Guiding Your Clients Through Workers Compensation Claims
Compliance, Incidents & Claims, Workers' Comp 101
Do you know the true cost of inaction? It’s more than you think. Your client’s costs can increase by 51% if they do not report a workers compensation injury in good time. For even the largest of companies, this can be a devastating mistake. The increased claim...
Technology-First Safety Systems Help Prevent Tragic Crane Accidents
Construction, Incidents & Claims, Safety
In mid-September, two cranes collided at an east Austin TX construction site with devastating results. The accident sent 16 people to the hospital and injured 22 people overall. Assuming the contractor held workers compensation coverage, their broker may now be...
How the Experience Modification Rate (Ex Mod) Works
Incidents & Claims, Risk, Workers' Comp 101
Insurers create class groups for policyholders to assign risk. In workers compensation, they go one step further and calculate a client’s risk based on their experience. Your clients’ experience modification rate, or Ex Mod, is one of many factors that determines...
Advice for Handling COVID-19 Spread on Construction Jobsites
Construction, COVID-19, Safety
The engineering and construction industry keenly feel the uncertainty caused by COVID-19. As essential workers in an industry particularly vulnerable to the threat of economic recession, your construction clients must navigate the uncertainty and incredible risk that...
Workers Comp Statistics That Reveal Key Focus Areas
Incidents & Claims, Risk, Safety, Trends
Workplaces are far safer now than they were even a few decades ago. Still, the Bureau of Labor Statistics says there are 3.1 workers comp claims filed for every 100 full-time employees. Know the stats behind workers comp claims to identify trends, make informed...
Workers Comp COVID Claims vs. OSHA Recordable Illnesses
Compliance, COVID-19, Incidents & Claims, Laws & Regulations
For employers covered both by OSHA Recordkeeping regulations and workers’ compensation laws, it can be a challenge to determine when and where to report a work-related injury or illness. Just because you can make a workers’ comp claim doesn’t mean an incident is...
How to Support a Manufacturer’s COVID-19 Outbreak Response
Compliance, COVID-19, Incidents & Claims, Manufacturing
Manufacturing businesses remain critical during COVD-19. When the pandemic first began, plants across the country stepped up, rearranged their shop floors, and saved lives by transitioning their health and safety measures to include masks, sanitizer, and social...
5 Ways Your Agribusiness Clients Must Respond to COVID-19 Outbreaks
Agriculture, Compliance, COVID-19, Safety
COVID-19 outbreaks have impacted agricultural businesses around the world. In several states, public health departments can now link several hotspots with meatpacking plants where workers functioned within close proximity of one another. If more than one worker...