It’s easy to say 2020 was a year of significant change for light industry: forced shutdowns, staff shortages, and lightning-fast refitting all took place last year. However, 2020 was a banner year in an entire decade of change. Those changes will impact your client’s...
The insurance industry is in flux. There’s a huge number of seasoned pros on the brink of retirement. And we’re in a time of sweeping technological change: so much of the way we work, make decisions, and serve people won’t look the same in ten or even five years. A...
Your client comes to you with two new slip and fall cases. One is a slip on the factory floor, and the other is a slip and fall in the parking lot. It seems straightforward, right? You’ve got two covered workers who fell at work. Well, not so fast. Not every incident...
No matter where they are or what they do, there’s one thing that all your clients know for sure: there’s no running from OSHA. Failure to comply with state and federal OSHA standards comes with a hefty price tag and an even bigger headache. So it’s no surprise that...
Your client put together a COVID-19 plan for minimizing spread within their workforce. But does their plan account for touch points along the supply chain? If not, they could have serious vulnerabilities. COVID-19 is not your typical risk: it’s invisible, comes with a...
$41,003. That was the average cost of a workers comp injury in 2018. For more serious injuries, it was even higher. Let’s say your client has five workers comp related injuries in one year at the average cost. That’s $205,015. If your client has a high...
You need to know your client’s business like your own. Period. Why is this important? There are two reasons (though, I’m sure you can think of others). First and foremost, you’ll build unshakeable trust with your client because it’s evidence you care about their...
The U.S. supply chain network is a highly-integrated force that links air, freight rail, maritime, truck, and express delivery service. As we continue to transition towards a distributive economy rather than a manufacturing economy, logistics clients will also need to...
In 2019, the construction industry enjoyed overall market growth, even despite years’ long challenges with issues like skilled labor shortages. Unfortunately, 2020 took some of those gains away as jobs ground to a halt and even evaporated, supply chains froze up, and...
Every broker wants to provide clients with accurate coverage at a premium that doesn’t break the bank. Usually, your job is to find the insurer with a risk appetite that matches your client’s history and help your client work towards a future with lower claims. One...
Texas is famous for being the only state where private-sector employers can opt-out of workers compensation coverage. Yet, as insurance professionals, you know that the workers compensation landscape in Texas is so much more complicated than that simplistic narrative....
You’ve finalized the deal and are preparing to onboard your new client. Payroll books and past payroll audits are on their way to your inbox. But will they be enough to provide you with a deep understanding of your client’s employment landscape? Let’s walk...