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Katherine Zarazan

What Does Higher Mod Workers’ Comp Mean for Your Company and Your Workers’ Comp Costs?

If you’ve ever received a workers’ comp quote and noticed a high premium, your experience modification rate, or mod, could be the reason why. Specifically, a higher mod in workers' comp can significantly increase your insurance costs. But what exactly is a mod, how...

What are Loss Runs and How to Get Them

Risk, Workers' Comp 101

What are Loss Runs and How to Get Them - Workers Comp 101 Every business has a documented history of its insurance claims, known as loss runs. These reports are crucial for insurance providers to assess a company's risk profile and determine appropriate coverage and...

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