The insurance industry has long been looked to with an expectation of prescience in managing and helping mitigate risk. When it comes to assisting in loss prevention, reducing or eliminating claim costs, and ascertaining market conditions—as an industry, we’ve spent...
2022 achievements broaden Foresight’s horizons for 2023 in exciting ways By David Fontain, CEO, and Co-Founder Foresight Insurance In creating Foresight, my co-founder Peter Grant and I set out with a fundamental belief that high-risk workplaces can be made safer and...
There is a disconnect in the current workers compensation market. Rates are effectively based on a snapshot of the company and industry taken years prior. A policyholder can lower their premium if they experience fewer losses. But even with zero losses, it takes time....
A new client comes to you looking for workers compensation insurance. They’re a small organization, but they meet the state’s requirements and need workers compensation coverage. They’ve already been turned down or ignored by other brokers and insurers because they...
Most companies want to maintain a safe environment, but many have trouble seeing beyond their existing practices — even when those practices fail to produce a meaningful reduction in losses. As an independent agent, you can play a pivotal role in influencing your...