What are Loss Runs and How to Get Them - Workers Comp 101 Every business has a documented history of its insurance claims, known as loss runs. These reports are crucial for insurance providers to assess a company's risk profile and determine appropriate coverage and...
The workers’ compensation claim process isn’t straightforward. Each state has different workers’ compensation laws that affect the process. One question insureds often ask is, “how long can workers’ comp claims stay open?” When a work-related injury happens, the...
When procuring workers’ compensation for your client, there will be cases where not everyone on the company payroll needs coverage. In other words, those employees (or non-employees) are “exempt” from workers’ comp. Understanding workers’ comp exemptions can help your...
Workers' comp limits and what they mean—for workers' and employers Your workers' compensation policy is so much more than a mandatory insurance product. It protects your workers in the event of an injury or illness, and simultaneously wraps around your business—paying...
Roofing Insurance: Workers' Compensation The roofing industry is one of the riskiest out there—and the high cost of roofing workers' comp insurance proves it. From working at extraordinary heights to traversing sharp slopes and angles, roofing is no walk in the...
American businesses have confronted challenging market factors including the pandemic, a housing surge, a tight labor market, and increasing material costs. These macroeconomic factors can directly impact worker safety and wellbeing, making it more important than ever...
As record-setting heat waves stretch across the US and the globe, it is impossible to ignore the impact on millions of workers. Many at risk of heat injury work in professions that already present higher hazards—such as agribusiness and construction. Not only can high...
It’s nearly impossible for a worker to pick produce that grows on the ground, such as strawberries, without stooping or squatting. Consider the repetitive nature of the motions required to pick numerous berries in an hour, day, and week and it can quite literally...
The deadly California storms and subsequent flooding have brought to light the importance of arborists—not just during times of emergency, but year-round. The West Coast storms, which have claimed the lives of 19 people at the time of this writing, have swept away...
Are you missing out on sales by being too broad? It's time to niche down in order to bring your sales numbers up. One of the top reasons for missing out on sales is being too broad. When you define your true customer, are you saying, “Everyone”? Well, in this day...
Construction contractors need many types of insurance. And one of the most important policies is workers’ compensation insurance. For builders like you, workers' compensation coverage protects what’s most important in your business: your employees. In a...
7 Most Effective Ways to Generate Quality Roofing Leads in 2022 Including How to Get Roofing Leads from Insurance Companies! Competition among roofing contractors is higher than ever. In such a competitive marketplace, it can seem like every roofing business is...