Workers’ Comp Insurance

Getting more workers home safe

Female Construction Worker

Double-digit claims reduction

Reducing claims frequency by a leading 17% on average.*
*17% average claims frequency reduction based on August 2023 actuarial study

Safesite included with your policy

Dedicated safety coaching & risk management platform included with every Foresight policy.

Broad industry appetite

Including safety-critical industries across all 50 states and the District of Columbia.

Data-Driven

Data-driven pricing

Leveraging data from our proprietary safety tech and external sources to competitively price accounts.

Faster turnaround times

Streamlined, data-driven approach to antiquated insurance handling of underwriting and claims.

AM Best

Excellent AM Best rating

‘Our workers comp insurance policies are written on paper rated A XV by AM Best.†

†Policies are underwritten by QBE Insurance Company, Praetorian Insurance Company and North Point Insurance Company. As of October 27, 2023, these entities are rated A for Financial Strength. More information on QBE financials can be found on https://www.qbe.com/us/about-qbe/financial-reports. For latest ratings, access www.ambest.com.

We see claims differently

If an incident does occur, Foresight’s platform streamlines the process and helps stakeholders investigate and resolve the event quickly. Our 100% digital process makes submissions fast and easy.

Powered by Safesite

Using Safesite, our clients drive up safety culture while lowering their claims frequency by 17% on average* and reducing business costs. When claims do happen, cause of loss data feeds future Safesite company campaigns, helping reduce claims for the future.
*17% average claims frequency reduction based on August 2023 actuarial study

Workers comp insurance customized for your business

Foresight has an appetite for 400+ class codes, including safety-forward industries, with authorization in all 50 states (and DC).

Construction

 

Manufacturing

 

Agriculture

 

Landscaping

 

Industry successes

Apparel Icon

Apparel manufacturer - $14M payroll

10% Incident Frequency Reduction

Apparel Icon

Mid-sized ag contractor - $10.18M payroll

10% Incident Frequency Reduction

Apparel Icon

Framing company - $5.6M payroll

30% Incident Frequency Reduction

AM Best

Bindery - $5.2M payroll

40% Incident Frequency Reduction

Roofing

Roofing company - $4.5M payroll

Safety incidents stayed at a steady, low rate

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